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get assistance

Critical Home Repair (CHR) provides urgent, major repairs at a subsidized rate, allowing homeowners to remain in their homes and preserve North Mecklenburg and Iredell Counties’ dwindling affordable housing stock.

Critical Home Repair

health and safety concerns

Health and safety concerns including, but not limited to:

  • Unsafe roofing or flooring
  • Lack of heat
  • Electrical hazards
  • Plumbing hazards
  • Accessibility updates including handrails, ramps and bathroom modifications
CHR does not address
  • Cosmetic repairs or painting
  • Replacing carpeting or flooring (unless for structural reasons)
  • Window replacement (unless current windows are rotted or contain lead)
  • Bathroom renovations or remodels (unless for accessibility issues or as needed following plumbing repairs)


  • Home must be located in North Mecklenburg or Iredell County
  • Applicant must own home, with deed in his/her name, for at least one year
  • Applicant must have occupied home for at least one year and intend to remain in the home for the next five years
  • Income must fall under maximum limits
  • Home must not be in danger of foreclosure
  • Applicant must be current on property taxes or actively paying on a payment plan
  • May require repayment of interest-free loan with affordable payments
  • Must be present during work and be responsible for moving personal items
  • Other restrictions may apply based on funding sources

ready to apply?

To apply or for questions, please call the Critical Home Repair Hotline at 704-896-8957 x107.

An Important Update

Habitat for Humanity of the Charlotte Region response to the Coronavirus (COVID-19)