About Our Towns Habitat

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HFH int banner raising wall

What We Do

Our Towns Habitat for Humanity seeks to put God’s love into action by bringing people together to build homes, communities and hope. We are an affiliate of Habitat for Humanity International, serving North Mecklenburg and Iredell counties. We believe that everyone deserves decent, affordable housing. The cause of affordable housing is vital to strong families and communities because it affects so many aspects of our lives—including health, education and financial stability.

Our Towns promotes affordable housing in the Lake Norman and Statesville area through two main programs—new homeownership and critical repairs. Our new homeownership program provides low income families, who might not otherwise be able to buy a home, a path to homeownership with an affordable mortgage. Families must meet income and residency requirements, commit to homeowner and financial education classes, and serve 400 “sweat equity” hours, which are earned through working on the construction of their own home, volunteering on other build sites, in our ReStores, in the office, etc.

Our critical repair program addresses essential health and safety repair needs for families who already own a home and whose limited income makes it difficult, if not impossible, to afford these essential repairs.

A Local Focus with a Global Reach

Habitat for Humantiy Service Area Map

Our Towns Habitat for Humanity serves North Mecklenburg and Iredell counties, including the towns of Cornelius, Davidson, Huntersville, Mooresville and Statesville, with both our homeownership and critical repair programs. Our work in your local neighborhoods is funded through individual donations, corporate sponsorships, faith community donations, private and municipal grants, and sales from our two ReStores, located in Cornelius and Mooresville.

Our Towns supports the global mission of Habitat for Humanity International as well, through Habitat’s tithe program. Our affiliate has supported Habitat Guatemala since 1987, committing 10 percent of unrestricted contributions to the work there. In that time, we have contributed more than $2 million to create housing solutions, helping more than 600 Guatemalan families have a decent, affordable place to live.

Nonprofit Status

Our Towns Habitat for Humanity is a nonprofit, 501(c)3 ecumenical organization recognized by the Internal Revenue Service. Donations to Our Towns Habitat are tax deductible to the extent provided by law.

Financial Transparency

As a nonprofit organization, we believe in offering financial transparency to demonstrate our faithful stewardship of the financial resources we receive, through donations and earned revenues (such as ReStore sales). Our financial statements and tax returns are available below for public review.

Our Mission and Vision

Habitat's vision is a world where everyone has a decent place to live.

Mission Statement: Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.

Mission Principles

  • Demonstrate the love of Jesus Christ
  • Focus on shelter
  • Advocate for affordable housing
  • Promote dignity and hope
  • Support sustainable and transformational community development

Non-Proselytizing Policy
Habitat for Humanity International and its affiliated organizations will not proselytize. Nor will HFH work with entities or individuals who insist on proselytizing as part of their work with HFH. This means that HFH will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.

9 Myths About Habitat for Humanity

Help Our Towns educate people about Habitat Huntersville, Cornelius, Davidson, Mooresville, Troutman, Statesville and all of Iredell County. Knowledge boosts awareness and advocacy, and Habitat for Humanity strives to strengthen community spirit and effect positive change neighborhoods undergoing revitalization.

“I’ve heard Habitat gives free houses to poor people.”

Truth #1: Houses are not given to anyone. Habitat for Humanity offers homeownership to families unable to obtain conventional house financing — generally, those whose income is 35-75 percent of the area’s median income. Habitat makes no-profit, affordable loans (0 percent); therefore, mortgage payments don’t bust budgets. Prospective homeowner families make a down payment, have a mortgage and contribute about 400 hours of “sweat equity” on the construction of their home or someone else’s home.

“Habitat for Humanity homesare for families in crisis, and property values in the surrounding neighborhoods are adversely affected.”

Truth #2: Our Towns Habitat builds affordable housing for stable, hard-working individuals (and families), many of whom are civil servants and teaching assistants. Prospective homeowners must three criteria: need; ability to repay the affordable, no-profit mortgage; and a willingness to partner with Habitat. Studies of low-income housing programs in the United States and Canada prove affordable housing does not have an adverse impact on property values. In fact, Habitat believes its approach to affordable housing improves neighborhoods by strengthening community spirit, increasing the tax base and building better citizens through the cooperative efforts involved in Habitat construction.

“Aren’t all Habitat homeowners on welfare?”

Truth #3: Most are working people, and their annual income typically is less than half the local median income. Some Habitat homeowners receive Work First, or Temporary Assistance for Needy Families (TANF), a program that provides cash assistance and training to families with minor children. It provides parents with short-term training and other services to help them become employed and move toward self-sufficiency.

“If Habitat helps people move from poverty to a plush new home, can’t they then sell their Habitat house and make a large profit?”

Truth #4: Any new house is going to be a dramatic change for a family that has been living in substandard housing. But Habitat houses are not extravagant by any means; we build simple, decent homes. Under Habitat’s house design criteria, a typical three-bedroom home is around 1,100 square feet. And, the journey to homeownership generally has been long for most families so resale and buy-back option clauses are included in our agreements with homeowners to help safeguard against this possibility.

“Only Christians can become Habitat homeowners.”

Truth #5: Habitat for Humanity is a Christian organization, but homeowners are welcomed without regard to race, religion or ethnic group, in keeping with U.S. law. Habitat abides in the belief that God’s love extends to everyone, and we also welcome volunteers from all faiths (or no faith) who actively embrace Habitat’s goal of eliminating poverty housing across the globe.

“Habitat for Humanity was founded by former President Jimmy Carter and is an arm of the U.S. government, right?”

Truth #6: Millard Fuller, along with his wife Linda, started Habitat for Humanity International in 1976 in Americus, Georgia. President Carter and his wife Rosalynn (whose Georgia home is just eight miles from Americus) have been longtime Habitat supporters and volunteers who help bring national attention to the organization. Each year, they lead the Jimmy Carter Work Project to help build houses and raise awareness of the need for affordable housing.

Habitat for Humanity International is an independent, nonprofit Christian housing ministry — not an arm of the government, nor an arm of any particular church denomination. Habitat does accept government funds, so long as those funds do not affect Habitat’s ability to proclaim its Christian witness.

“Is this affordable housing program just a southern thing?”

Truth #7: Habitat started in Georgia, but it has area headquarters around the world: San Jose, Costa Rica; Pretoria, South Africa; Bratislava, Slovakia; and Bangkok, Thailand. Habitat is a global partnership and has a presence in more than 90 countries.

“I’ve read Habitat’s low-income houses are built only in cities.”

Truth #8: Habitat for Humanity — through local affiliates — is at work in cities large and small; in suburbs and rural areas; in highly developed countries and in locations with emerging economies. Because poverty housing is so widespread, Habitat’s work goes on 365 days a year in hundreds of locations across the country and around the globe. In fact, in 1997, a Habitat house was built somewhere in the world every 50 minutes.

“So, Habitat has hundreds of chapters all over?”

Truth #9: Habitat operates through locally run affiliates, rather than through chapters controlled by our broader organization. Affiliates are grassroots organizations of local people who come together to address needs in their community and operate in a covenant relationship with Habitat for Humanity International. Habitat currently has affiliates in every state and in various countries throughout the world.

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Alternative Gift Guide

The benefit delivered to families that partner with Habitat for Humanity is very real.
  $10  Box of Nails   
  $35 Roof Shingles   
  $50  Low Flow Toilet   
  $75  Window   
  $100  Kitchen Sink   
  $150  Front Door   
  $500 Sliding  
  $1000  Wallboard   
  $2000  Flooring